Family violence isn’t always physical. One of the most common—and least talked about—forms is financial abuse.

In Australian family law, financial abuse is recognised as a form of family violence. It can have a major impact on your ability to leave a relationship, care for your children, or rebuild your life after separation.

This page explains what financial abuse looks like, how the law responds, and what steps you can take to protect yourself.

1. What Is Financial Abuse?

Financial abuse happens when one person uses money to control or limit another person’s independence.

This might include:

• Taking or controlling your income

• Restricting your access to bank accounts

• Not letting you work or study

• Running up debt in your name

• Monitoring your spending or forcing you to ask for money

Example
Mel’s partner made her quit her job and took full control of their finances. He gave her “pocket money” and tracked every purchase. When they separated, she had no savings or access to joint accounts.

2. Is Financial Abuse Against the Law?

Yes. Under the Family Law Act, financial abuse is a recognised form of family violence. The law protects you if:

• You’re experiencing economic control

• You’re at risk of harm due to lack of access to money

• Your partner used financial pressure as part of a broader pattern of abuse

It’s important to mention financial abuse during family law proceedings—especially in parenting or property matters.

3. How Does It Affect Family Law Cases?

The court may consider financial abuse when deciding:

• How to divide property fairly

• Whether one person needs spousal maintenance

• Whether special protections are needed in financial negotiations

Example
Tina was left with two children and no income after years of financial control. The court awarded her a greater share of the family property to help her get back on her feet.

4. What Can You Do If You’re Experiencing Financial Abuse?

• Document everything – keep records of income, bank statements, text messages, and any debts

• Get support – financial counsellors, domestic violence services, and legal aid can all help

• Open a separate bank account – when it’s safe to do so

• Apply for urgent financial support – through Centrelink or community services

If you’re leaving a financially abusive relationship, it’s important to act carefully—especially if your partner monitors your spending or movements.

5. How Can Property Be Divided Fairly After Financial Abuse?

Australian family law uses a four-step process to divide property. If financial abuse has limited your ability to earn or contribute, the court can take that into account to ensure a fair outcome.

Final Thought

Financial abuse can be subtle, but the impact is real—and the law recognises it. If you’re experiencing control or restriction around money, you have options. You’re not alone, and support is available.